TRUE Community banks focus attention on the needs of local families, businesses, and farmers
TRUE Community banks balance the needs of customers, employees and shareholders
TRUE Community banks use local deposits to make loans to the neighborhoods where their depositors live and work
TRUE Community Bank officers are accessible to their customers on site and loan decisions are made locally
TRUE Community Bank employees are deeply involved in local community affairs
TRUE Community banks are willing to consider important attributes such as a person's character when making loan decisions
TRUE Community Banks are themselves small businesses, so they understand the needs of small business
TRUE Community Banks' boards of directors are made up of local citizens who want to advance the interest of the towns and cities where they live and the bank does business
